If you enroll in the HDHP with HSA medical plan, the Health Savings Account (HSA) lets you set aside a few dollars from each paycheck to help cover health care expenses that come up. In 2025, you can contribute up to $4,300 if you have employee-only coverage and up to $8,550 if you cover at least one dependent. If you’re 55 or older, you can contribute an additional $1,000. Whatever you don’t spend on health care, you can stash away in your nest egg. Plus, the HSA is tax-free.
